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Finance & FP&A glossary

Clear, reference definitions of the metrics founders, CFOs and FP&A teams track most. Each entry gives a plain-language definition and the formula where relevant.

CAC payback period

The number of months it takes to recover the cost of acquiring a customer. Formula: CAC ÷ (monthly revenue per customer × gross margin %). A shorter payback means faster, more capital-efficient growth; under 12 months is often considered healthy for SaaS.

Burn multiple

Net cash burn divided by net new ARR over the same period. It answers "how much did we burn to add a dollar of new recurring revenue?" Lower is better: under 1x is excellent, 1–2x is good, above 3x signals inefficiency.

Runway

How many months a company can operate before running out of cash. Formula: current cash ÷ average monthly net burn. BaseFour calculates runway in real time.

Gross margin

Revenue minus cost of goods sold (COGS), as a percentage of revenue. It shows how much of each sales dollar remains after direct costs of delivering the product.

Contribution margin vs. gross margin

Contribution margin is revenue minus all variable costs for a product or channel, isolating the profit each incremental unit contributes before fixed costs. Gross margin only subtracts COGS. Contribution margin is the sharper tool for pricing and channel-mix decisions.

Variance analysis

Comparing actual results to budget or prior period and explaining the drivers behind each difference. Good variance analysis answers why, not just what—the job price-volume-mix analysis does for revenue.

MD&A (Management Discussion & Analysis)

The narrative section of a financial report where management explains results, trends and the reasons behind them. For many finance teams, hand-building the MD&A deck each month is the most time-consuming part of reporting.

Net revenue retention (NRR)

The percentage of recurring revenue retained from existing customers over a period, including expansion and net of churn/contraction. Above 100% means the existing base grows even without new customers.

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